XRP could reach $7 by 2035, when Ripple is projected to exhaust its remaining 31.1 billion escrowed tokens, according to a ChatGPT price prediction.
The forecast places XRP considerably above its press-time price of $1.16, with ChatGPT projecting a base-case range of $5 to $8 by 2035.
The AI model noted that stronger institutional demand could push the cryptocurrency towards $12 to $20, while limited adoption and persistent supply pressure could leave it between $1.50 and $3.50.
Assuming approximately 95 billion XRP are circulating by then, a $7 price would imply a market capitalization of $665 billion. The bullish $20 scenario would put its valuation at approximately $1.9 trillion.
ChatGPT’s $7 target considers institutional adoption, cross-border payment demand, exchange-traded fund ( ETF ) investment , and increased activity on the XRP Ledger.
XRP price prediction. Source: ChatGPT
Its base-case forecast places XRP between $3 and $5 in 2030, $4 and $6 in 2032, and $5 and $8 by 2035. The bearish scenario ranges from $1.50 to $3.50, while stronger adoption could support a rally towards $20.
How much XRP remains in Ripple’s escrow?
Ripple initially locked 55 billion XRP, or 55% of its 100 billion maximum supply, in escrow in December 2017.
Following the November 1 unlock, approximately 31.1 billion XRP remained locked, according to XRP Insights. This means 23.9 billion tokens have left escrow on a net basis.
Notably, Ripple unlocks up to 1 billion XRP monthly but typically re-escrows 70%. Over the past 12 months, 12 billion XRP were unlocked, 8.4 billion re-escrowed, and 3.6 billion released on a net basis.
Existing escrow contracts extend to July 2029, when the final scheduled unlock is expected to release approximately 100 million XRP. However, continued re-escrowing extends the overall depletion timeline.
At an average net release of 300 million XRP monthly, the remaining 31.1 billion could last another 104 months, putting projected depletion around July 2035, assuming Ripple maintains its current policy.
XRP price analysis
By press time, XRP was trading at $1.16, having corrected by a modest 0.6% in the past 24 hours, while on the weekly timeline the digital asset is down 7%.
XRP seven-day price chart. Source: Finbold
Technically, XRP is below both its 50-day simple moving average ( SMA ) of $1.38 and 200-day SMA of $1.27, indicating persistent bearish momentum.
The price remaining below these key averages suggests sellers retain control, with the 50-day SMA also sitting above the 200-day SMA, reinforcing the negative technical outlook.
Meanwhile, the 14-day relative strength index ( RSI ) stands at 31.57, approaching the oversold threshold of 30. This suggests selling pressure is becoming stretched, potentially creating room for a short-term recovery.
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