Securitize has agreed to acquire River One, adding asset-backed lending to its tokenization business. The BlackRock-backed company said Monday that the acquisition would connect stablecoin funding with traditional lending, giving it a role in arranging credit beyond issuing and servicing tokenized assets.
River One, legally named River Credit Labs Inc., develops technology that would let lenders borrow against pools of small business loans or receivables and use that funding to make new loans. Securitize said the deal would give it access to the $6 trillion global private asset-backed finance market .
How Securitize’s River One acquisition expands its platform
Securitize plans to combine its tokenization infrastructure with River One’s warehouse financing technology, allowing institutions to bring assets onchain and obtain financing against them through one platform. Warehouse facilities supply lenders with capital as they originate loans.
River One’s system combines AI-based underwriting , financing structures, collateral monitoring and funding operations. Its model uses stablecoin capital behind the scenes while borrowers draw and repay in ordinary dollars, retaining traditional credit underwriting standards and legal protections.
Founded in New York in 2025, River One was incubated by Framework Ventures and received backing from both Framework Ventures and Maple Finance.
Securitize disclosed the acquisition alongside third-quarter results. Revenue increased 13% year over year to $18.6 million , but it recorded a $66.3 million net loss . About $60 million of that loss, according to Securitize, stemmed largely from noncash expenses and accounting charges primarily linked to its business combination and public listing.
Average tokenized assets increased 39% from a year earlier to $5 billion. Separately, RWA .xyz ranks Securitize as the second-largest real-world asset platform, with $3.7 billion in total RWA value, behind Ondo’s $4.1 billion.
Subject to customary closing conditions, Securitize anticipates completing its acquisition of River One by the fourth quarter of 2026 .
Article produced with the assistance of artificial intelligence and reviewed by the editorial team.
